Buying index funds is a plausible strategy for passive investors. It does not require too much time and knowledge. Even Warren Buffett said: for most people, the best thing is to do is owning the S&P 500 index fund. But, buying the wrong index can be problematic like
data analysis
It has been a while since I made the last git commit in the project repository. Although I am a bit busy with my daytime job recently, I will keep the side project rolling. This blog post is about my recent reflection on the project direction. There are two goals
TL;DR YES. You can earn HKD 400-800 per issue on the first-day risk-free. However, you cannot earn big money since at most, you can subscribe for 3 lots due to the allocation strategy. Basic Bond Information According to the press release on 5 October 2020, the Hong Kong Government
investing
Date: 6/09/2020 To my surprise, many of my friends are not motivated to invest their money. I tried to summarize the school of thoughts: 1. For people who don’t see the benefits of investing * I think investing is risky. * I think saving my money in the bank
investing
The conventional opinion said margin buying is dangerous. You may get a margin call or be forced to liquidate your stocks. It might be true or false. But to analyze the risk involved, we need to first understand what is margin buying. What is margin buying? Margin buying is to
stocks
Date: 10/08/2020 How Intel Comes to My Radar? Following the news of TSM, the largest holding in my portfolio, I saw several articles on Intel announces delay in its 7nm CPUs, and AMD CPUs outperform Intel ones benefiting from the use of TSM’s most advance process node
data analysis
in #4, I talked about how to find the hidden APIs of Centaline Android App. In this article, I am going to show you how to write a scraper to scrape the data. You can find the Scrapy Crawler in this Git directory. 3 Levels of Data The scraping was
data analysis
Date: 26 July 2020 In #3, I faced difficulty in having a lot of missing values in the property transaction data. After searching the web, I found that Centaline claimed they have spent 10 million HKD to fill the missing values. Maybe, I should try scraping data from Centaline. Luckily,
machine learning
Date: 13 July 2020 In part 2, we have talked about splitting data into a training set and testing set. In part 3, I would like to share some findings on the first data exploration. Big Problem: Missing Data I did not expect there are so many missing data in
google sheets
Sample Google Sheet: https://docs.google.com/spreadsheets/d/1pu1VmBKFvtdJPb78eYNooHaVAucff8_9blQPUUWoW2k/edit?usp=sharing Very often, data on websites is in presentation format instead of a nicely formatted table. This makes analysis difficult. Therefore, the first step of doing any real-world data analysis is to gather data in a nice
machine learning
In part 1, we have talked about scraping transactional data of apartments. In part 2, let’s talk about splitting data into a training set and testing set. Why we need to split? The short answer is we want to prevent overfitting/memorizing and hope that the model trained can
maths
Date : 7 July 2020 Sometimes, it is quite scary to read Maths. Just like learning a new language, we need to understand the symbols/ vocabulary first. In this post, I am going to talk about some common maths symbols. The following content is extracted from my YouTube video. Logic Symbols