Date: 29 November 2020 What do I want to achieve in the year 2021? Since the year 2018, I gave myself 3 goals per year. And, I spend my best time (in the morning) to achieve those goals. So far, this approach is very effective in achieving goals. But, when
Date: 8 November 2020 As we near the end of the Year 2020, it is time to reflect on the goals set at the beginning of the year. Reflection is vital as Albert Einstein said: We cannot solve our problems with the same thinking we used when we created them.
Date: 4 October 2020 (while I am struggling to not spending money on useless items) If I have an infinite amount of money, I don’t need to spend less. But before I reach that level (just kidding for an infinite amount of money. But I can be rich enough
efficiency
Date: 3 October 2020 How many news apps are installed on your phone? I used to have many. Every day, you will receive hundreds of notifications telling you what you should read now. I don’t like being passively fed with information that I don’t really care. So, I
Date: 3 October 2020 I have been asked many times, which brokerage firm you use? The short answer is I use Interactive Brokers (Disclaimer: No affiliation). But the underlying question is what are the benefits of using the brokerage firm you are using. I can only share my experience with
In #7, I have talked about choosing the adjusted R square as the error metric. In this article, I am going to summarize the features of K nearest neighbour model, the simplest model to use in predicting house price. The reason I want to use KNN is just that it
In #6, I have talked about building a Minimum Viable Product (MVP). In this post, I am going to discuss the different matrices to evaluate a regression model and my choice for the problem. NOTATIONS * n is the number of testing samples. * y_i is the i th predicted value.
Buying index funds is a plausible strategy for passive investors. It does not require too much time and knowledge. Even Warren Buffett said: for most people, the best thing is to do is owning the S&P 500 index fund. But, buying the wrong index can be problematic like
data analysis
It has been a while since I made the last git commit in the project repository. Although I am a bit busy with my daytime job recently, I will keep the side project rolling. This blog post is about my recent reflection on the project direction. There are two goals
TL;DR YES. You can earn HKD 400-800 per issue on the first-day risk-free. However, you cannot earn big money since at most, you can subscribe for 3 lots due to the allocation strategy. Basic Bond Information According to the press release on 5 October 2020, the Hong Kong Government
investing
Date: 6/09/2020 To my surprise, many of my friends are not motivated to invest their money. I tried to summarize the school of thoughts: 1. For people who don’t see the benefits of investing * I think investing is risky. * I think saving my money in the bank
investing
The conventional opinion said margin buying is dangerous. You may get a margin call or be forced to liquidate your stocks. It might be true or false. But to analyze the risk involved, we need to first understand what is margin buying. What is margin buying? Margin buying is to